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Financing

Patrick Morin Financing

 

Finance all your purchases at Patrick Morin.

Take advantage of our financing offer in partnership with Fairstone Financial and complete your purchases.

 

Three ways to apply for credit:

Apply for credit anytime, from anywhere, and with any device. Choose one of the three following methods to submit your application: 

  1. Scan the QR code displayed in-store.
  2. Text "Patrickmorin" to 32471.
  3. Apply at https://web.fairstone.ca/patrickmorin.


Find out if your application is approved in no time!

It only takes about three minutes to complete your application* and approximately another minute to get a response! If your application is approved by Fairstone Financial, you will be granted a line of credit. This line of credit will be valid exclusively at Patrick Morin for a period of two years. No card will be issued. 

* Your email address must be provided when you apply for financing. Your monthly account statements and transaction receipts will be sent to the email address you provide on your application.

 

Take advantage of an interest-free financing plan if the balance of your purchase is paid in full at the end of the term and the minimum monthly payments have been made**.

 

  • Terms: 6 months
  • Minimum monthly payments of 5% of the total purchase amount
  • Principal payment allowed at any time without penalty
  • Please note that making only the minimum monthly payments will not pay off the purchase at the end of the term and will not allow you to avoid the financing fees.

Annual Fee

An annual fee of $35 will be charged by Fairstone Financial on your first monthly account statement and on the account anniversary date thereafter, if there is a balance owing. No annual fee will be charged if you have no outstanding balance. 

 

Questions?

If you have any questions about your line of credit or financing plan, please contact Fairstone Financial by calling 1-888-638-2274 or by using the chatbot on Fairstone Financial's homepage

Fairstone Financial's customer service hours are Monday through Friday from 8:00 a.m. to 8:00 p.m. and Saturdays and Sundays from 8:00 a.m. to 8:00 p.m., except December 25. 

Feel free to also check out our Frequently Asked Questions (FAQ) section.

 

**On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all terms and conditions of your Cardholder Agreement and the Promotional Credit Program Disclosure Document (collectively the "Account Agreement"). You will be charged an annual fee of $35 by Fairstone Financial on your first Account statement and on the anniversary of the opening of your Account thereafter for as long as there is a balance outstanding. No annual fee will be charged if you have no balance owing. A finance charge will accrue on the purchase from the beginning of the promotional credit period. Minimum payments of 5% of the account balance will be required each billing cycle. However, if you make the required minimum payments and pay off the entire balance of your purchase before the promotional credit period expires, any finance charges that have accumulated will be waived and will not be applied to the purchase. However, if the purchase price is not paid in full before the promotional credit period expires, all accumulated finance charges will be applied to your account. Please note that making only the minimum monthly payments will not refund the purchase at the end of the term and will not allow you to avoid the finance charges. If the promotional credit plan is cancelled or expires, the interest rate in your account agreement and the terms of the credit plan will apply to any balance owing. For more information, see your account agreement or ask a store advisor.

 

 

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